So my sister got one of those anti-Obama health care e-mail. See the text below.
"-----Original Message-----
Subject: Fw: Politics? Complicated?
Let all Americans get this straight.
Obama's health care plan will be
written by a committee whose head says he doesn't understand it,
passed by a Congress that hasn't read it,
signed by a president who smokes,
funded by a treasury chief who did not pay his taxes,
overseen by a surgeon general who is obese, and
financed by a country that is nearly broke.
What could possibly go wrong?"
My sister wrote the following response to the friend who forwarded it and everyone else who received the e-mail. I have redacted the name of the employer to protect my brother-in-law's privacy. It is a major employer that provides seemingly excellent benefits.
"This is not just Obama's problem, let me explain. My husband has a brain tumor that was found on 6/23/09... to this date undiagnosed... The insurance company so far has said: we can't have a second opinion, we can't have the medication prescribed by the doctor and we can't have the tests that the doctor has ordered to achieve a diagnosis... and we have insurance through (redacted)... one of the largest companies in the US. We have serious problems in this country with our healthcare system... let you be the one to get sick and find out yourself!!!!!!
And if we do find out a diagnosis than he can never leave his job because than he would have a pre-determined condition.... Welcome to our country!!!! Land of the Free????? or Land of Big Business???"
I think she meant pre-existing condition, but you get the idea. I have railed against the insurance industry because of the lack of coverage provided for autism, but her family's situation is actually worse. The neurologist they were working with actually recommended the second opinion because she was out of her depth with what's going on with him, but the insurance company refused. And they said death panels were a fallacy... If you ask my sister, she would say they were being employed by her health insurance carrier.
1 comment:
“I have railed against the insurance industry because of the lack of coverage provided for autism, but her family's situation is actually worse.”
What medical coverage should be provided by insurance companies that isn’t currently? My child received speech through insurance, but it wasn’t worth the effort it took to get it. We go “out of network” for a doctor and pay a deductible, which is reimbursed by a flexible spending account /heath reimbursement account along with any over the counter treatments the doctors prescribes.
Your husband’s situation is more a reflection of the insurance company and not the healthcare system. These same insurance companies are hindered by both federal and state regulations. These same regulations are the primary reasons that health insurance isn’t as competitive or available as auto insurance.
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